4 Pillars Consulting Group

Description

Reduce your debt by up to 80% and get your life back. We help you eliminate your debt, rebuild your credit and get you back on track.
We work for you, not your creditors. We consolidate your debts. Our settlements average 20 cents on the dollar. We have a 95% success repayment rate. Here's how it works. 1. We outline a plan The goal is to get you out of debt as soon as possible, get you into a payment plan you can easily afford to remove the stress, and protect your assets. After reviewing your current financial situation, we outline a personalized plan to meet the immediate short-term needs of dealing with your debt that fits you’re long- term financial goals. Our fees cover you right through the program, from solving your current financial challenges to successfully rebuilding your credit and everything in between. 2. We consolidate your debt Our role is to represent you, the debtor, and negotiate a new payment plan with your creditors, usually through a bankruptcy trustee. The trustee is an officer of the court who acts on behalf of the creditors in a fiduciary capacity. So it's imperative that you obtain your own representation in any major decision. The proposal will usually repay a portion of what you owe, and 20% is a common settlement. Creditors generally prefer this to you going bankrupt, which usually sees them get nothing. 3. We help you rebuild your credit rating Budgeting and credit rebuilding are the cornerstones of any successful plan to deal with debt and once we have the proposal agreed with your creditors, those will be the next things we tackle with you. We have some of the most sophisticated programs in the market to help you get your credit score back up, understand how to effectively manage credit and keep you out of debt for good. Contact us today, let's get started!